Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Annuity Payment Freedom Strays Out of Its Lane in San Francisco

by Structured Settlement Watchdog

Are you going to San Fran-cisco?  If you do, you’ll find some wear structured settlement ignorance in their hair.

But there ain’t no “summer of love” about this… Are you going to san francisco structured settlements

“A structured settlement is (tax-free) payments made on a regular basis after a lawsuit is won or settled”. – Annuity Payment Freedom

Paraphrasing Meghan Trainor, when “it’s all about the basics”..the basics..the basics, structured settlement taxation isn’t “all about the payments”, it’s all about the damages that the structured settlement payments represent.

For example, periodic payments from a structured settlement arising out of an employment case or property damage case or intellectual property case may have different tax outcomes than a case where periodic payments are compensation for personal physical injury, physical sickness, wrongful death, wrongful incarceration.

Jovan Johnson, a California lawyer, is the proprietor of the website with the inaccuracy, Annuity Payment Freedom (dot)Net, his website as “we provide free, publicly accessible, financial information. Notably absent is “accurate”. Johnson says “we earn money if a visitor contacts us to sell annuity payments rights and completes such a transaction. [Emphasis added]

Maybe Jovan Johnson should stick to what he knows. 

More on Why Structured Settlement Annuities ARE NOT Tax Free Annuity Contracts

Structured Settlement Annuities Are Not Tax-Free Insurance Contracts | Wait! What? – Structured Settlements 4Real®Blog

What’s a “Tax-Free Structured Settlement Annuity”? (4structures.com)

Johnson caused a bit of a hurly burly in 2023, as structured settlement brokers from the primary market became aware of his use of individual structured settlement broker names and names of structured settlement firms to promote and drive traffic to his factoring lead generation efforts on Annuity Payment Freedom. Taken together with another site of Johnson’s, Paymaster.co, on which Paymaster.co’s address is the same as Johnson’s law office (FedEx Authorized ShipCenter – Mailbox Depot at Los Angeles, CA – 6230-A Wilshire Blvd 90048, Suite 1795) , apparently a mailbox in an aging strip mall.

6230-6258 Wilshire Blvd Los Angeles, CA 90048 – Retail Property for on Showcase.com

Johnson’s efforts were tracked back to 2020. 

Structured Settlement Brokers Are Being Billboarded by San Francisco Lawyer Shilling Factoring – Structured Settlements 4Real® Blog , February 4, 2023

Annuity Payment Freedom Answers Phone “Structured Settlements and Annuities” No Insurance License No Reviews – Structured Settlements 4Real® Blog May 11, 2021

Paymaster.Co Maintains Sloppy Structured Settlement Information | Needle Stays On Unreliable – Structured Settlements 4Real® Blog May 10, 2020

My stated mission as Structured Settlement Watchdog is to help give consumers the clearest path to accurate information about structured settlements. See  The Structured Settlement Watchdog® John Darer®

 

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