Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.
A man with a life-long structured settlement annuity asked a question on Reddit about why someone has been receiving alleged “scam calls”
The Redditor states he “has a life-long structured settlement annuity was won in court against an insurance company when he was 6 [they not the parents who obtained the settlement for their child when he was 6 :-)].
In the past couple of days I have received a few calls from random spam companies, I believe they said insurance companies, asking if I’d be interested in selling my annuity for a large cash settlement. Like I said earlier I’ve had it since I was young so my parents ensured my whole life that I know better and I would never consider selling it”.
Factoring Companies Getting the Information Despite Confidentiality Agreement?
The Redditor continues “What I’m curious to know is, how do these scam call agencies/insurance companies, or whoever they are, know that I even have an annuity? I believe there is a confidentiality agreement from my court case, I could be wrong, but how are they obtaining my info and my name and number curious if anyone knows or has an idea, thanks!“
What is Reddit?
Reddit is an American social news aggregation, content rating, and forum social network. On this platform, registered users (commonly referred to as “Redditors”) submit content such as links, text posts, images, and videos. Other members then vote on these submissions, either upvoting or downvoting them. The site organizes posts by subject into user-created boards called “communities” or “subreddits”.
Beware of Contacts to sell your payments after you have submitted an address change to the Insurance Company that issued the structured settlement annuity funding your payments
A structured settlement annuitant receives a mailer tied to a South Florida structured settlement factoring company within a month of submitting a change of address to the life insurance company
In another case the guardian for a minor who is receiving a structured settlement was contacted by a South Florida structured settlement factoring company at the new address, shortly after submitting a change of address directly to the life insurance company.
If you are such a structured settlement annuitant or the annuitant’s guardian, or a structured settlement broker or lawyer who has heard from a client about this scenario, please contact me.
Structured Settlement Registry is a Scam
There is no Structured Settlement Registry
There is no structured settlement registry. There is no National Structured Settlement Registry. Aren’t you getting enough robocalls?
If you receive a call or text and you have never sold any payments before, hang up.
Don’t respond to any texts. If you receive such a mailer, save it and send me a copy. Don’t volunteer any personal information.
There is no need to register your structured settlement like you would register a car.
Think about it. Why would you need to be registered when the people who are targeting you for pennies on the dollar demotions are not required to be licensed in most states?
Why would you need to be registered when the people who are targeting you for pennies on the dollar “demotions” are not required to be licensed in most states?
