Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog Power to the people

The last time Adler’s Insurance tried to be funny in a structured settlement context, Adler’s Annuity Casher posted a caricature of a burnt to a crisp black man in a cruel mocking of African-American Terrence Taylor’s lawsuit against multiple structured settlement factoring companies in Virginia that is still pending after 7 years! It was a terrible mistake by Adler’s. Taylor was severely burnt in a fire caused by an alleged defective space heater when he was a young child and received a sizeable structured settlement that was decimated in 10 transactions over 2 years that are the subject of ongoing litigation in Portsmouth Virginia that were scheduled for trial in mid-2023.

Recently Adler’s has waded into “fiscal physics”, specifically the generation of money. 

Adler’s Insurance Agency Claims:

“The good news is that you can still generate money through your structured settlement by selling some of your payments and get cash for structured settlement payments”.

When “Aunt Merriam” Webster, was asked “What do you mean by generate?”, she responded

“generated; generating. transitive verb. : to bring into existence: such as. : procreate, beget. : to originate by a vital, chemical, or physical process : produce”.

Q. Does money come into existence by procreation or, is it printed by the Bureau of Printing and Engraving, or minted by the U.S. Mint?

The U.S. Federal Reserve controls the money supply in the United States, and while it doesn’t actually print currency bills itself, it does determine how many bills are printed by the Treasury Department each year. The job of actually printing the money that people withdraw from ATMs and banks belongs to the Treasury Department’s Bureau of Engraving and Printing (BEP), which designs and manufactures all paper money in the U.S. (The U.S. Mint produces all coins)  Source: Investopedia
I suppose some annuitants feel they have been (insert synonym for past tense of procreate that begins with the letter “f”) after receiving pennies on the dollar, the “bounty” from selling their structured settlement payment rights. Anyway, selling your structured settlement for pennies on the dollar could hardly be described as “a vital, chemical or physical process”.

Adler states,

“Remember: when you cash out structured settlement payments, you get less now than you would get in your payments later. You pay a price for receiving money now rather than later”. 

But you’re still not generating money by selling.

Avoid the Sales Hype and Read This Helpful “Tell It Like It Is” Resource

Selling A Structured Settlement in 2025? Get The 411 on Cash Now (4structures.com)

We do not solicit people to sell their structured settlement payments.

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