Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- 🌿 THE PLANTIFF HEDGE — Q2 2026
- Bad Faith Structured Settlements
- Most Trustworthy Structured Settlement Annuity Companies 2026 by Newsweek/Statista
- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
about
Category: Secondary Market Structured Settlements
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MJ Settlements misrepresents its structured settlement receivables as safe, A-rated products, using misleading terms like “SSA” and “Guaranteed to Outperform.” The company fails to disclose significant risks, including long deferral periods for payments and lack of state protections, ultimately masking the true nature and credit quality of its offerings.
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A Structured Settlement Transfer Agreement may include written notice to you that a Servicing Arrangement may be required by the Annuity Issuer? Pay attention! A Servicing Arrangement may encumber the future assignment of the unassigned portion of the settlement payment
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2017 Revisions to the Life & Health Guaranty Associations Model Act (#520) | No Effect on Structured Settlement Annuitants’ Payments and Adopted by 80% of US states. Closes false narrative that factored structured settlements are eligible for protection in the event of the liquidation of annuity issuer.
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In 2013 Hindert considered that a pitfall occurs if settlement documents include anti-assignment clauses, which do not specifically reference and permit transfers pursuant to IRC 5891 and state structured settlement protection statutes”.The losing cause in Cordero had just that.
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While such occurrences are rare, Colorado investors in other people’s structured settlement payments should know, before they invest, about the potentially devastating consequences to their investment in the event an insolvency or liquidation occurs. Read more about Colorado HB 23-1303 signed into law.
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Amended Section 2111.18 of Ohio Revised Statute, shields information about an Ohio minor’s settlement from 3rd parties, such as structured settlement factoring companies, trawling court dockets looking to exploit a minor once they reach the age of majority,.for pennies on the dollar.
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A Secondary Market Annuity is not an annuity says the NAIC. If you invest in an SMA, you have no insolvency protection in 34 states, with 2 considering it and the NAIC pushing hard for all 50 states to adopt 2017 revision to the Life & Health Guaranty Association Model Act (#520).
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John Darer’s video series explores the tertiary market for structured settlement payment rights, targeting structured settlement investors and fiduciaries. It addresses concerns about cashing in annuities to buy structured settlements. The content is relevant to judges, financial advisors, and regulatory bodies like the Consumer Financial Protection Board, along with mainstream media.
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Investing in structured settlement receivables offers limited privacy and is often unregulated, exposing investors to significant risks. Legal issues can arise, including exposure of personal names in court records, leading to costly litigation and potential loss of investments. Caution is essential, as protective measures may fail in court.