Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

JG Wentworth and Peachtree Financial Now Each Identify As “Settlement Consultants”?

by Structured Settlement Watchdog

In a shocking discovery, twice bankrupt JG Wentworth and its sister company Peachtree Financial now apparently each identify as a " Settlement Consultant" as this May 12, 2021 screenshot shows.  It's not clear how long the the Chesterbrook Pennsylvania companies' secondary market "dysphoria" has been building.

 

JG Wentworth Peachtree identify in a new way

Secondary Market Dysphoria?

 

Does providing advice about a "pennies on the dollar" value proposition rise to the level of settlement consultant?

In "What is a Structured Settlement Consultant and Why Do You Need One?", published  April 1, 2020, Independent Life's Patrick Hindert, co-author of a seminal industry text book lays out the typical services offered by settlement consultants. Upon information and belief neither JG Wentworth nor Peachtree offers any of the services Hindert mentions.

The National Structured Settlements Trade Association owns the registered trademarks for:

  • Certified Structured Settlement Consultant (CSSC)
  • Master Structured Settlement Consultant (MSSC)

Upon information and belief one would be hard pressed to find anyone associated with JG Wentworth or Peachtree that has earned either professional designation. 

The fledgling American Association of Settlement Consultants (AASC) now has to contend with this sticky wicket. Does diversity and inclusion include JG Wentworth and Peachtree now that they each identify as settlement consultants?

 

 

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