Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog

Being patient and alert enabled a 22 year old young adult from New Jersey to do a better structured settlement factoring deal with J.G.Wentworth at 5.78% discount rate. The structured settlement arose out of the settlement of a wrongful death case, her father passing when she was a minor.

Original structured settlement transfer case

JLC CAPITAL FUNDING LLC v. BRIGHTHOUSE LIFE INS
Superior Court, Morris COUNTY
L-000476-20

Payments being sold:

6.21.23 $25k

6.21.27 $35k

6.21.31 $69,852.77

Total Aggregate: $129,852.77

Purchase Price: $48,486.79

Discount Rate was over 13%

Case was Dismissed*

New Deal

J.G. Wentworth v. GRAMBY S
Superior Court, Essex COUNTY
L-002774-20

Same Payments being sold:

6.21.23 25k

6.21.27 35k

6.21.31 69,852.77

Total Aggregate: $129,852.77

Purchase Price: $81,362.87

Rate: 5.78%

$32,876.08 MORE money to accomplish this young lady's education goals.

Case was Approved

If you are considering selling your structured settlement payments, ALWAYS take a deep breath, stop and think. Read what you need to know about selling

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