Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Seneca One Misrepresents Itself as an Accredited Business with A+ Rating to Structured Settlement Consumers

by Structured Settlement Watchdog

Seneca One, the Bethesda purchaser of structured settlement receivables from annuitants, falsely displays a BBB Accredited Business shield on its website when the company is NR (not rated) and has 5 unanswered negative reviews.

Seneca One falsely advertises that it has an A+ rating when it does not have any rating at all. Maryland has become a witches brew for false advertising by settlement purchasers and intermediaries, something I've disdainfully labeled the Maryland Cauldron of Deceit.

Seneca One also continues to mislead in Promoting Unlicensed Individuals as "Annuity Specialists"

Seneca One BBB rating the truth 6-7-2018

What Seneca one says is Total BS according to the above  BBB report retrieved 6-7-2018

 

Seneca one bbb false claim of A+ Accredited 6-7-2018 on website

See Seneca One's Material Misrepresentation here (lower right) retrieved 6-7-2018
 
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