Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
- SettlementDecisions Episode 4: Purports to be a Directory-Delivers Spam Instead
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Category: Maryland Cauldron of Deceit
A bubbling cauldron of Structured Settlement Watchdog commentary about unsavory behavior by Maryland individuals or companies related to structured settlement factoring
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If the factored structured settlement payment streams were annuity policies, they would generally have to be filed and approved in every state where they will be sold. What is being sold to retirees is not an annuity or an insurance contract. They are receivables. Don’t be fooled.
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According to Weissman’s latest report, Ryan Blank brought Arthur Badger Jr. to Washington D.C. and “lavishly entertained” him in an effort to persuade Badger to sell his minor daughters’ structured settlement payments, worth millions, for pennies on the dollar to Blank entities.
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FTC announces final rule on August 14, 2024 to combat fake reviews and testimonials by prohibiting their sale or purchase and allow the agency to seek civil penalties against knowing violators. How FTC rule affects Structured Settlement Secondary Market
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On April 7, 2023, the Circuit Court of Maryland handed down sentences to 3 defendants associated with a role in the Access Funding scam of black lead paint victims in Baltimore City from 2013-2015 that received extensive coverage in the Washington Post, Baltimore Sun and other publications
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Structured settlement factoring class action lawsuit, Access Funding, LLC, et al. v. Chrystal Linton, et al., No. 5, September Term, 2022 ARBITRATION – EXISTENCE OF AGREEMENT TO ARBITRATE – FRAUD – TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS
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Boghosian, Smith, and Sud prevented the 94 owners of structured settlement payment rights from receiving MD mandated independent professional advice. Smith pretended to give IPAs while (through Sud) receiving kickbacks from Access Funding when deals concluded. False statements made to court.
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BBB of Maryland has bestowed a dubious A+ rating on banned AnnuitySold LLC, tied to fraudster Richart Ruddie (aka Richart Ruddie Annuity) whose textbook frauds were cited 18 times in a 2021 Utah Law Review treatise by UCLA Law professor Eugene Volokh.
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According to a Consumer Financial Protection Bureau (CFPB) legal Exhibit, the Access Funding Sales Training Manual suggests that Access Funding was formally targeting structured settlement annuitants of AIG, Pacific Life and “any other insurance company that needs (payment) servicing”
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Richart Ruddie’s “textbook frauds,” involving a multi-state de-indexing scam and other questionable “reputation management” tactics, are referenced 18 times in UCLA Law Professor Eugene Volokh’s detailed 83-page treatise published in the Utah Law Journal.
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Today structured settlement factoring has devolved from justification as a source of liquidity to one of endless documented cases of systemic destruction of a stable source of income for annuitants, with the aid of shady lawyers and certain inattentive judges not up to the task.