Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

The Myth of Awarded a Structured Settlement

by Structured Settlement Watchdog

  • That’s why it’s called a settlement!
  • The idea that you can be awarded a structured settlement is a fundamental failure of the structured settlement secondary market. The image above shows ” awarded a structured settlement” on top of the rubbish heap where it belongs.
  • Because those who use the term “awarded a structured settlement don’t get the fundamentals one naturally wonders what other aspects of their business they are getting wrong.
  • Or perhaps they are intentionally deceiving consumers.
  • The structured settlement secondary market uses this information to generate leads for its business, which involves soliciting consumers to sell their structured settlements for pennies on the dollar.

1. “If you’re hurt on the job, a court can award you a structured settlement to pay for the damages”.

Purveyor of Misinformation: Structuredsettlements(dot)com Catherine J. Byerly

2. “A structured settlement is a type of annuity that pays out an award from a civil lawsuit”
Purveyor of Misinformation: Ronnie Zelek’s Annuity.org Catherine J. Byerly

3. “Money awarded through a lawsuit can be paid out as a single lump sum or as periodic payments through a structured settlement”
Purveyor of Misinformation: Ronnie Zelek’s Annuity.org Catherine J. Byerly

Note: Long time sponsors of the above purveyors of information are CBC Settlement Funding, a subsidiary of publicly traded Asta Funding, Inc.  By being the exclusive beneficiary of the misinformation published by the above purveyors of misinformation, CBC Settlement Funding has consistently demonstrated that it doesn’t care about dispensing truthful information about structured settlements to consumers. And Asta Funding doesn’t pay enough close attention to who its subsidiary is patronizing or doesn’t care either.

4. “Many structured settlement annuities are awarded for personal injuries”
Purveyor of Misinformation: CashinYourAnnuity(dot)com owned by an officer of 123 Lump Sum, according to Whois records.

5. “Anyone can be awarded a structured settlement in a lawsuit”
Purveyor of misinformation: ConsumerAffairs(dot)com

6. “If you were awarded a structured settlement and you are currently receiving payments”
Purveyor of Misinformation: Rising Capital

7. “You may have suffered in the past from an injury or you may have been awarded a structured settlement following a lawsuit”
Purveyor of Misinformation: Peachtree Financial (subsidiary of publicly traded and recently Chapter 11 bankrupt JG Wentworth Company

8.“Many individuals have been awarded a structured settlement annuity”
Purveyor of Misinformation: Quote Me a Price

9. “In 2007, Jennifer was awarded a structured settlement”
Purveyor of Misinformation: Strategic Capital,

10. “If you’ve been awarded a structured settlement…”
Purveyor of Misinformation: 123 Lump Sum, a brand of Structured Asset Funding

11. “You have won payments for damages and have been awarded a structured settlement”
Purveyor of Misinformation Represented as a Fact : Robin Roberts Chief Advisor, Brightpath Financial

12. “Research shows that the more serious the injury is, the more likely a structured settlement will be awarded instead of a lump sum” . Purveyor of Misinformation Represented as a Fact Based on Alleged Research Catherine J. Byerly on Structuredsettlements(dot) com     (I’d love to see the “research” Catherine)

A preponderance of evidence shows that the biggest peddler of structured settlement misinformation is Catherine Byerly who writes for Annuity.org and structuredsettlements.com. Byerly’s poor research skills are legendary in these parts.  Byerly works for Ronnie Zelek, who in turn publishes Byerly’s underwhelming work to benefit CBC Settlement Funding,  which ultimately benefits publicly traded Asta Funding and its shareholders. 

Optimized drivel is still drivel (but it could be drool) Not good either way

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