Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer CLU ChFC CSSC RSP CLTC

Getting life insurance can be a pain for some who are afraid of a "little prick".  Well at least 4 life insurance companies have gone "jab-er walkies" and permit you to buy life insurance without having to raid your veins for homespun "tomato juice" OR even requiring a urine specimen.

  The eligible face amounts for the life insurance depend on the company but range from $50,000 up to $1,000,000, with the median at $500,000.  Despite relaxed requirements on blood draw and urine specimens,  the subject insurers will still need to review attending physicians statements and pull a motor vehicle report.  If you need a life insurance quote or want more information please call me at 203-325-8640.

Sticky needle time

Don't worry I'm a phlebotomist!

 

 

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