Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- Petal One: Continuing Jurisdiction and the Newman Affidavit
- “From ‘Bridge to Bitcoin’ to $337M Daily Losses: Less Than a Year Apart.”
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
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Category: Life Insurance in Business Planning
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Life insurance up to $1 million is available without having to get jabbed with a needle to draw your blood or submit a urine specimen.
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Over my 30 year career I have developed a set of skills to help people plan for financial transitions and life contingencies and helped them and/or their families through those financial transitions. Let’s talk about your financial transitions. Call me at 888-325-8640
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A history of breast cancer diagnosis is not an automatic decline for life insurance.
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A discussion about the importance of life insurance to the continuation of businesses, the financial security and survival of families and the need for expert advice
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Level premium term life insurance which can go out to age 95 is now available at very attractive long term premiums so that older plaintiffs, plaintiff attorneys and others who can’t afford, or choose not to pay, higher premiums for whole life or other permanent coverage.
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Independent insurance agents and broker are able to provide the best product to fit a client’s unique needs since he or she is not contractually bound to sell only a primary company’s products. While captive agents do go “off the reservation”, they often do so “on the QT”, or only after the primary company has…
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If you smoke anything other than cigarettes you may now be able to qualify for “Standard Plus” non smoker rates on term life insurance, universal life, whole life or other form of permanent insurance.
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Sun Life’s pulling out from the No Lapse guarantee UL market represents the second major life insurer to jettison the popular product in the past couple of years. In early 2009 AXA Equitable stopped offering the product.
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A structured settlement retains its income tax status when paid to the beneficiary. If the present value of the unreceived payments (that will now be going to the beneficiary) together with other assets that form the decedent’s estate, exceed an exempt amount, an estate tax is due.