Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Clipping Coupons Won’t Make up the Discount Rate on a Pennies on the Dollar Structured Settlement Factoring Deal

by John Darer CLU ChFC CSSC RSP CLTC

Imperial Structured Settlements is now teaching consumers how to pinch pennies at the grocery store*.  It’s very thoughtful, but perhaps Imperial should be “pinching” their own discount rates to give consumers a better deal than the competition.

Wow a penny!
Wow, a penny!

Sorry Imperial, the illogical conclusion of  “Save a penny, but spend thousands of dollars**” is a stinker. What’s the point in suggesting consumers save a few pennies at the grocery store when Imperial Structured Settlements’ traditionally high discount rates are costing consumers thousands when compared to what they might receive by simply shopping around?   

 ** the cost of selling structured settlement payments rights will be thousands of dollars lost no matter who you sell our structured settlement to. Clipping coupons isn’t going to make up the gap.

Image source-right Suzanne Tucker /Dreamstime

Image source left: Saitorman/Dreamstime

* Imperialstructuredsettlements (dot) com/financial-news/conserve-cash-when-shopping-at-grocey-stores/    Yes grocey stores!   You can ride there on your “horsey” ! Ride there on your horsey
Image: Birgit Brandhuber

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