Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer® CLU ChFC MSSC RSP CLTC

A person who is receiving structured settlement payments may sell or transfer a portion of their rights to receive periodic payments without jeopardizing the remaining payments that have not been transferred.

Structured settlement transfers are governed under federal law and state law. A judge must approve the transfer as being in the best interest of the seller and any applicable dependents.

For example, if you were scheduled to receive a $3,000 monthly structured annuity for 30 years certain and life you could sell $100 per month for 10 years to raise funds that you need, but still receive ongoing payments, including the lifetime payments.

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