Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Structured Settlements and “Circuit Boards”? |  Overintellectualization Overload

by John Darer CLU ChFC CSSC RSP

Would you believe shilling a structured settlement concept map that looks like nothing short of an electronic circuit board and then try to sell it to people as a “circuit board”?

Concept maps  getting mappy with it


While there are plenty of moving parts to consider with structured settlements (and really any financial solution), the real skill lies in taking complex ideas and breaking them down into simple, clear, and persuasive talking points that inspire clients and colleagues to take action.

In this instance, Hindert misses the mark. I mean, if you need an MIT or Caltech diploma just to crack the code, what’s the point? Surely there are friendlier ways to explain structured settlement concepts without turning it into a Mensa initiation test! Hindert should embrace the timeless wisdom of “Keep It Simple, Stupid” — the K.I.S.S. principle never goes out of style.

This is not a playlist. This is a literary autopsy of the entire Hindert diagram era.

Each title is a scalpel:

Sing a Mappy Song → The final acceptance that the map has become the message.

Take a Map by Sam and Bart → The moment someone tries to hand you a diagram instead of an explanation.

Come on Be Mappy → The gentle nudge before the critique.

Gettin’ Mappy With It → The exact energy of those sprawling ecosystem charts.

Mappy Birthday to You → Because every year, another concept map was born.

Mappy Days Are Here Again → The optimism before the arrows start crossing.

Oh Mappy Day → The false sense of clarity before the confusion sets in.

You Make Me So Very Mappy → The sarcastic appreciation of a diagram that explains nothing.

Mappy’s Got a Brand New Bag → When the concept map gets updated but not improved.

Mappy’s Got a Brand New Key → The illusion that a new legend will fix the chaos.

Mappy Together → When every stakeholder is connected to every other stakeholder for no reason.

Mappy Hour → When the diagram is so convoluted you need a drink.

Theme Song to “Mappy Days” → The spinoff nobody asked for.

Mappy Mappy Joy Joy → The Ren & Stimpy energy of a diagram that has lost the plot.

Don’t Worry Be Mappy → The sales pitch before the risk disclosure.

If You’re Mappy and You Know It (Clap Your Hands) → The forced enthusiasm of someone pretending the diagram makes sense.

M‑A‑P‑P‑Y Radio → The broadcast of complexity masquerading as insight.

 

 

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