Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

The American College has developed a new health care focused professional designation program for financial advisors to set themselves apart. The full designation program Chartered Health Care Consultant™  (ChHC™) is comprised of 6 coursed, 5 of which are required and the other an elective. The first two courses "Essentials of Health care Reform" and "The Health care Consultant" earns a certificate.

The Essentials course "covers all of the mandated changes and time lines, how state exchanges and the "navigator" roles will work, grandfathered plans, compliance and review procedures, the impact of health care reform on other laws, and more" while the second course "gives you the tools you need to move your practice to a consulting-based model, covering federal and state regulations, the new role of advisors and consultants in health care, and the health care planning process".

The American College courses give settlement industry participants new options for learning and professional credibility. Those who earn its major professional designations, or certain other degree/designations such as JD, CPA, CFP also enjoy the opportunity to become members of the "credential only"  Society of Financial Service Professionals which offers more learning resources and among other things a professional E&O program that appears to provide some coverage for placement of structured settlement annuities and other financial products at a very reasonable cost.

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