Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Periodic Payment Reinsurance: An Alternative To Non Qualified Assignment For Insurer Paid Claims

by John Darer CLU ChFC MSSC CeFT RSP CLTC

Ways to Use Periodic Payment Reinsurance

  • Periodic Payment Reinsurance can be used to resolve taxable damage cases
  • As a means to do policy buyouts, and as an alternative method to structure attorney fees where, despite domestic insurer guarantees,  a plaintiff or attorney is not comfortable with non qualified assignments to assignment companies located in Barbados
  • Periodic payment reinsurance is only available where the paying party is an insurer.
  • New York City area structured settlement expert John Darer shares his expertise on settlement solutions using periodic payment reinsurance, in this informative video.
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