Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Liberty Life Structured Settlements Extends Free Lock In Period

More good news for structured settlements! Liberty Life Assurance Company of Boston announced April 1, 2011 that effective immediately, the free lock-in period for all cases locked-in 4/1/11 or after has been extended from 30 to 60 days. Liberty Life officials confirmed that this IS NOT an April Fool's joke!

Liberty Life Assurance Company of Boston is a subsidiary of Liberty Mutual Insurance Company. Whether or not your structured settlement neds are qualified or non qualified, the Liberty Mutual structured settlement program has two guarantees.

Traditional structured settlement obligations funded through its qualified assignee Liberty Assignment Corporation, are guaranteed by Liberty Life Assurance Company of Boston. Liberty Life Assurance Company of Boston, in turn, is guaranteed by Liberty Mutual Insurance Company, one of the world's largest insurers and a leading workers compensation insurer.

Non qualified assignments of periodic payment obligations funded through its assignee Barco Assignments, Ltd. are similarly guaranteed by Liberty Life Assurance Company of Boston. Liberty Life Assurance Company of Boston, in turn, is guaranteed by Liberty Mutual Insurance Company.

For more information about structured settlement lock-ins and how they affect structured settlement quotes, please watch my educational video podcast

 

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