Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

NY Structured Settlement Protection Act | 2010 Amendment Requires Payee to Attend Hearing

by John Darer CLU ChFC MSSC CeFT RSP CLTC

The New York Structured Settlement Protection Act amendment signed into law in 2010 by then New York Governor David A. Patterson New york structured settlement protection act (bills S3681/A6766), added a requirement that the structured settlement payee attend the hearing to approve the transfer of structured settlement payment rights.

New York General Obligations Law 5-1705 

  1. Approval of transfer shall be by a special proceeding brought on by an Order to Show Cause
  2. At this hearing, the payee shall attend before the Court unless attendance is excused for good cause  NY G.O.L. Section 5-1705(e).

By having a Payee appear before the Court in person or virtually, the judge has the opportunity to examine the witness and get a read on them and their comprehension of what they are asking the court to approve and why (in their own words). 

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Last updated October 12, 2024

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