Structured Settlements 4Real®Blog 2026

by Structured Settlement Watchdog®

Haverhill, MA based attorney Marsha Kazarosian, is President of the Massachusetts Academy of Trial Attorneys  ("MATA" )and host of the show "Power of Attorney" which appears on the Legal Talk Network. A recording  (click here**) of Ms. Kazarosian's interview of John T. Bair, President of Forge Consulting was made on May 20, 2005*** in which Ms. Kazarosian appears to personally vouch for John T. Bair and his company in her introduction. Furthermore John T. Bair is heard to say that he and Forge are "plaintiff exclusive". Listen to the interview by clicking here. The John Bair interview appears at or about 22:00. What is interesting is that Kazarosian, in her introduction, uses the words "plaintiff focused" and Bair THEN emphasizes the absolute of "plaintiff exclusive". There's no going back on that folks!

Further quotes from Bair from the Marsha Kazarosian recorded interview of May 20,2005:

" I think I have a conflict in doing that" (working for big insurance…i.e.defense)

" I don't have to ask myself who I'm working for"

In the interview John Bair also appears to characterize his role as a "fiduciary agent". A fiduciary duty is the highest standard of care imposed at either equity or law. A fiduciary is expected to be extremely loyal to the person to whom they owe the duty. Hold that thought…

NOW, consider that the above statements were made by John T. Bair only a few months after he and two of his partners, Charles Schell and Spooner Phillips signed these declarations (linked below) to the United States Department of Justice for the purpose of getting on the United States Department of Justice list of approved annuity brokers (to serve the United States, when it is a defendant) .

Download 2005_bair_doj_50.24 Declaration.pdf

Download charlie_schell_doj_declaration_312005.pdf

Download spooner_phillips_doj_declaration_332005.pdf

Remember Bair's statement implies that he considers his role as a "fiduciary agent". If that's what he believed then why wouldn't that apply both ways? Note that each of the declarations is signed under the federal penalty of perjury and each includes the declaration that the individual making the declaration has provided substantial services to or on behalf of defendants in each of the previous 3 years.

Federal Register 03-9021 includes the following commentary:  "An annuity broker submitting a Declaration is declaring under penalty of perjury that the information on the Declaration is true, correct, accurate, and complete. Among other things, the broker must declare: “I have had substantial experience in each of the past three years in providing structured settlement brokerage services to or on behalf of defendants or their counsel.'' This provision serves two purposes. First, it ensures that the broker has significant, relevant experience. Second, it militates against potential conflicts between the interests of listed brokers and the interests of the United States as a defendant.

It's clear now that John Bair was playing the "award winning" role of "Gepetto's son" on May 20,2005. I doubt that Marsha Kazarosian had ANY idea, at the time, that John Bair had signed this declaration when she interviewed him on May 20,2005. BUT SHE DOES NOW!

HERE ARE SOME POIGNANT QUESTIONS

1. Now that they have the knowledge and that eyes are watching, what are Marsha Kazarosian and the Massachusetts Academy of Trial Attorneys going to do about it? Should the noose be tightened?Kazarosian should also beware of the specious explanation emailed by John Bair to another plaintiff attorney in February 2007 which we covered in Is Buffalo Bair Being Fair To The United States Department Of Justice?
2. How many Massachusetts attorneys decided to do business with Forge Consulting on the back of Marsha Kazarosian's personal vouch for "special guy" and "good friend" John Bair and his company, Forge Consulting?
3. How many referrals and how much revenue did Forge Consulting generate as a result of the Bair  "plaintiff exclusive" representation and the Kazarosian vouch?
4. How many people would actually have done business, or continued to do business with Forge Consulting if the two relevant pieces of information were connected on May 23, 2005 (the next business day after the interview)?
5. To what extent is Forge's paying a purported $25,000 annually going to affect that decision? Structured Settlements 4Real obtained this marketing brochure Download forge_brochures_all_about.pdf from a case study which appeared on the web site of the printing company which it is believed that Forge Consulting used at or around the time of the interview.  In order to see the brochure (which is in the background on the right) clearly you will have to enlarge the .pdf to 150%-200%.  Once you read the brochure you will see that Forge Consulting appears to heavily emphasize its financial contributions as a reason to do business with it. That business of course includes the sale of insurance products (annuities).
6. If John Bair is recorded as saying  he "doesn't have to ask himself who he is working for" and "thought he'd have a conflict" (representing the defense) on May 20, 2005 then why did he sign another declaration to the USDOJ in August 2006?
7. What improved standards will MATA use to vet future vendors?

Notes

** the link allows you to listen to "the recording" on Windows Media Player or you can download it in mp3 format.

*** posted on Legal Talk Network website May 21, 2005