Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Tax Benefits for Parents of Children With Disabilities

 by John Darer CLU ChFC CSSC

Parents of children with disabilities may be able to take advantage of certain tax breaks.  Are you aware of them?

As we are right in the middle of tax season it's important to take stock of what you have and what you can do to improve your bottom line.

Michael A. O' Connor of the Chicago, IL based law firm Mauk & O'Connor has written a helpful guide "Year 2006 Tax Benefits for Parents of Children with Learning Disabilities". O'Connor states "It's likely that 15-30 percent of families with a disabled child have one or more unclaimed tax benefits". WOW!

Do yourself a favor and read O'Connor's article. Discuss it with your CPA.  Don't lose out. Information is at hand to help you!

Information about Structured Settlement For Children 

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