Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer CLU ChFC CSSC

Moodys recently upgraded John Hancock to Aa1, its second highest category. This upgrade together with the recent upgrade of New York Life by Standard & Poors is a testament to the financial strength of the annuity issuers of structured settlement annuities.

The recent press release concerning factoring company JG Wentworth's recent securitization received a "AAA" primarily due to the financial community's perception of the financial strength of the annuity assets backing their financing.

I would not be surprised to see further upgrades. The long term prospects for annuity issuers, including those that issue structured settlement annuities looks bright when one considers their potential share of the enormous flow of Baby Boomer retirement capital over the next 20-25 years.

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