Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Are These Peachtree Structured Settlement Promotions Fact, or FICTION?

by Structured Settlement Watchdog

Let's examine these two web offers on AOL from American Legal Funding and Peachtree Settlement Funding that came up under a "structured settlement broker" search:

FACT OR FICTION?

"AmericanLegalFunding.com       Cash Structured Settlement Approved in 24 hrs"

FICTION: (1) No such thing as a cash structured settlement (2) If, as it appears, American Legal Funding is referring to a structured settlement factoring transaction it requires Court approval and that won't be happening in 24 hours. (3) If you do sell your payment rights for cash without Court approval there is a 40% excise tax. One way or another it will affect the amount of cash you receive.

FACT OR FICTION? "PeachtreeSettlementFunding.com  Get Cash Now. Apply for a Lump-Sum Settlement Purchase of Your Annuity"

FICTION: Peachtree should know better. Peachtree does not buy your structured settlement annuity contract. If court approved it will buy your "payment rights" to complete what is known as a structured settlement factoring transaction.

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