Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlement Payment Rights
Structured settlement payment rights refer to the right to receive payments outlined in a structured settlement agreement. These rights are also commonly called structured settlement receivables.
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Why does MJ Settlements resort to misleading tactics to make money? MJ falsely advertises structured settlement receivables as annuities on LinkedIn. What is promoted to investors doesn’t meet the criteria for an annuity under state law. Return on investment “Total Returns” is also misrepresented.
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Less than two years after Todd Lesk was permanently barred from FINRA in October 2023, MJ Settlements, a Coral Springs-based company led by Todd Lesk as CEO, continues to falsely claim on its website that it offers structured settlement annuities.
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MJ Settlements appears to be heading toward a potential conflict with several life insurers over the use of their trademarked logos on its website to promote structured settlement receivables to investors, while misleadingly labeling these receivables as annuities in a deceptive manner.
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A Structured Settlement Transfer Agreement may include written notice to you that a Servicing Arrangement may be required by the Annuity Issuer? Pay attention! A Servicing Arrangement may encumber the future assignment of the unassigned portion of the settlement payment
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SuttonPark Victim in Connecticut Could Lose Home Due to Late Serviced Structured Settlement Payments
Betsy Ross was laid off from her job with an insurance company with no severance last month. The misery is compounded with her structured settlement payments severely affected by the SuttonPark servicing fiasco. Without the income from the job and no severance, she may soon lose her home
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It is a scam because investors cannot buy structured settlement annuities. Annuitants cannot sell them either, because they don’t own the underlying annuity. It is generally owned by a qualified assignment company. Investing means you sign a Receivables Purchase Agreement not an annuity application.
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Investors, financial advisers and insurers of financial advisors should be mindful of a crucial provision of the 2017 Life & Health Guaranty Associations Model Act (#520) which has been adopted by the majority of the United States when evaluating the suitability of structured settlement receivables as investments.
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None of the structured settlement receivables that Hersh Stern’s company markets as Secondary Market Annuties involves a buyer of a receivable paying a premium to the insurance company listed, or involves a change of ownership of the structured settlement annuity that funds the payment stream
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Nevada Department of Insurance does not include any reference to “Secondary Market Annuities” or “SMA”” among the types of annuities listed under Nevada law. If a receivable were a legitimate annuity and it isn’t a legitmate, why wouldn’t it be?
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Kansas HB 2810 contains an express exclusion that states and makes it clear that investors in structured settlement receivables HAVE NO SAFETY NET in the event of insolvency of the annuity issuer. HB2810 was introduced February 20, 2024.