Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Structured Settlement Advertising Wall of Shame 7-30-06

Strategic Capital (a/k/a Stratcap), a factoring company is still advertising in a manner that brings it to the top of the Google search engine results when one types in "Structured Settlement Quote" or "Structured Settlement Quote CT".

The law is clear, a structured settlement can be funded with an annuity (an insurance product the sale of which requires a license) or obligations of the United States government.

Strategic Capital is not a licensed insurance agent or broker in the state of Connecticut.

For this reason Strategic Capital should not be permitted to title a web page "Free Structured Settlement Quote" and use it in connection with the State of Connecticut or any other state in which it does not hold a life insurance license. It is an unfair trade practice that hurts licensed insurance agents, brokers and confuses consumers, all of whom are registered voters.

 

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