Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Even More Confusion from JG Wentworth

Now JG Wentworth is stretching the "boundaries of reality" on a statement that could lead consumers to believe that it is doling out settlements like a defendant or insurance company, not unlike the impression Peachtree Settlement Funding "emitted" in the Sunday London Times last week. Will these people ever learn? Here's the pay per click search result ad from Yahoo.

" Wentworth Pays More for Your Settlement J.G. Wentworth gets you the cash you need now. Why would you work with anyone else, when you can work with the professionals at Jg Wentworth?
www.jgwfunding.com  "

FACT: If you sue someone JG Wentworth doesn't pay you in exchange for a release of liability, unless of course it is JG Wentworth you are suing!.

You settle your claim with the defendant! In some circumstances you settle your claim with the defendant's insurer who may be obligated to pay the claim based on the terms of the insurance contarct between the insurance company and the defendant it insures.

JG Wentworth is not an insurance company so how could they possibly pay more for your settlement?. 

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