Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
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Category: Structured Settlement Payments
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What happens when a jury awards future damages for pain and suffering under CPLR Article 50-A or 50-B and plaintiff dies the next day? Does the plaintiff lose their recovery for the element of future damages to be paid in cash?
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Q. Why is the amount of the lifetime monthly structured settlement payments that females receive LESS than the lifetime monthly payments from a structured annuity for males of the same age and health status? A. Statistics show that females have a longer life expectancy than males. Think of annuities as "income insurance". Since the period…
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Here’s something about structured settlements quoted from the web site of a New York City law firm that should set this lawyer’s high school English teacher and law school professors tongues wagging (or eyes rolling). "Of course, in a depressed interest market, even with inflation guard protection, the tax free return achieved may be less…
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Questions of an expert’s bona fides should be immediately questioned when the author of an article is attributed to "ad staff", as in advertising staff. Such a piece appeared on Best Syndication.com in an article called "Structured Settlement Defintions, Do’s and Don’ts". In a demonstration of the writer’s competence in circular definitions the question "…
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Traditionally the use of structured settlements as as a funding vehicle for SNTs enables the beneficiary to benefit from rated ages (medical underwriting) which theoretically enables that less trust corpus to be consumed. This is because a rated age means that the structured settlement quote will be less
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Structured settlement brokers and settlement planners have a responsibility to have a mastery of the fundamentals of their craft. and to be able to competently articulate its terms. Without such mastery how can any of the “students” be expected to rely on them?
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By naming a beneficiary of your structured settlement payments, and registering (and confirming) that designation in writing with the annuity issuer or qualified assignment company, one’s beneficiaries can avoid the delay of probate which could take more than a year in certain jurisdictions
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Potential sellers of settlement payment rights have to have a strong mentality to avoid making bad financial decisions. It’s not always easy. But just know that when the structured settelment payment seller’s “legs” and “mind” are weary, there are some kind souls out there who will take the time.
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Key observations at time of publication: As they say, if it walks and quacks it probably is. Click the following link for a more comprehensive Structured Settlement Glossary, including Terms, Definitions for Structured Settlement Planning which includes the definition of these core terms.