Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
about
Category: Structured Settlement Payments
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The intrinsic value of your existing structured settlement will likely increase over the next 10-15 years regardless of who is the next President is. To best part is that to get this increase in value you don’t have to do anything except keep receiving your payments as you always have. Does anyone believe that taxes…
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Once the structured settlement seller has exchanged all or part of that structured settlement payment stream to the buyer at a discount , he or she must now live off of that reduced sum. It is a real possibility that the victim will not be able to sustain themselves on the reduced lump sum.
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It’s time for a “Clear Out” in the factoring industry. Remove the worst offenders from “the streets and airwaves” and establish standards for those who remain, including (1) professional licensure, (2) rules on advertising and solicitation, and (3) full disclosure of all costs, including who gets paid upfront.
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On December 4, 2007, New York Governor Eliot Spitzer announced efforts to protect nearly 11,000 individuals impacted by the insolvency of Executive Life Insurance Company of New York (ELNY). The New York Liquidation Bureau devised a plan to secure a funding influx of approximately $600 million to ensure beneficiaries receive their full annuity benefits, pending…
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Yesterday I received a call from an 18 year old reader whose mother and guardian agreed to a structured settlement, several years ago, as part of the resolution of the now 18 year old”s personal injury case. The 18 year old, aware that her mother wanted to spread out her payments as a spendthift protection…
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As previously reported the 20 professional member "strong" Society of Settlement Planners included 7 factoring company representatives among its attendees at its recent annual meeting at the Crystal Gateway Marriott in Arlington, Virginia.. Among those attendees was JG Wentworth, whose alter ego The Structured Settlement Alliance has a blog at www.structuredsettlementsell.com that purports to give…
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The requirements of Internal Revenue Code Section 130, and its embodiment in language in settlement agreements, provide that you cannot withdraw money from a structured settlement. Therefore in the strictest sense, there can be no penalty for an early withdrawal.
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Structured settlement annuity issuers were recognized in FORTUNE’s 2007 list of America’s Most Admired Companies, highlighting corporate reputation across eight criteria like innovation and financial soundness. Notable issuers include New York Life, Prudential Financial, and Hartford Financial. Some companies, like Massachusetts Mutual, no longer offer new structured settlements but remain reputable.
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The purpose this survey is to identify legitimate sources of information for consumers, attorneys or companies seeking structured settlements and the structured settlement brokers, Treasury funded structured settlement providers, or other financial professionals, who have the ability to place them.
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If you have a period certain or guarantee period on your structured settelment, any remaining payments will be made, when due, to your designated beneficiaries or to your estate if no beneficiary is named. Naming a beneficiary is recommended to avoid delays associated with probate.