Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Settlement Professionals, Inc.
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We all make mistakes and I’m no exception. But some of us are mature enough once we know we’ve made a mistake, to correct that mistake. Fair is fair and on more than one occasion when shown that I have been wrong on something I have corrected what I have written. Several months ago Jack…
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If I were making a video podcast I’d pay someone to produce it professionally and I wouldn’t use a competitor’s name to promote an unrelated video. But then that’s just me.
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Jack Meligan, President of Settlement Professionals, Inc., criticized the author for insufficiently addressing Symetra’s entry into factoring and Allstate’s AFEN. After sharing articles, Meligan apologized but still questioned Allstate’s practices. The author clarified that Allstate’s AFEN offers an alternative to annuitants, emphasizing its non-predatory stance while Meligan’s criticisms lacked specifics.
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Settlement Professional’s published statement is wrong, for show, and that in fact Settlement Planning starts with a gathering of facts, including an in depth interview NOT ” from the premise that” one product or another is not the answer.
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The survey identifies legitimate sources of information for consumers, attorneys or companies seeking structured settlements and the structured settlement brokers, certified structured settlement consultants, appointed structured settlement companies and agencies to place them
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The SPI account of the structured settlement process is incorrect. SPI’s description of the assignee, to whom the obligations are assigned, is wrong.The assignee isn’t a major life insurance company and NOT the structured settlement annuity isssuer. Most are special purpose qualified assignment companies.
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Jack Meligan inaccurately generalized that NSSTA and its membership do not care about people with disabilities, when NSSTA is one of the largest donors and many of its members are actively involved with the American Association of Persons With Disabilities (AAPD)
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Robert Risk, the scion to lawyer Richard B. Risk Jr.’s Tulsa “structured settlement empire”, displayed the following “pearls” on the website of Structured Settlement Services LLC captured under the heading ” Structured Settlement Basis”. Here’s why they’re are wrong.