Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Settlement Planning Ethics
Settlement Planning Ethics is a collection of informational blogs, investigative reports and opinion that come under the topic of Settlement Planning Ethics
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Systematic structuring of attorney fees through laddering annuities and other attorney fee deferral solutions can smooth out highs and lows of interest rates, and payouts.
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Acknowledge the value of a qualified settlement fund as a settlement planning tool when it is suitable, but avoid employing it indiscriminately based onbroker or planner solicitations, for the reasons detailed in this post.
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The RSP Board seems to be running a bit of a “one-company circus” with 62.5% of its members from the same team. Diversity isn’t just a buzzword—it’s the secret sauce for credibility and growth! Right now, it feels less like a board and more like a company picnic.
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Consider the individual or individuals you select to work with based on skill sets, credentials (such as Registered Settlement Planner) and experience not on bogus “legal malpractice” scare tactics that are prevalent in my industry’s advertising to trial lawyers.
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Despite common industry knowledge that a principal of the firm does defense work, the firm’s website proclaims ” We are solely retained by the injured party to create settlement plans that are tailored to meet the needs of your client. Not the defendant”.
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I received a call for a second opinion today and what I learned made it patently obvious that the plaintiff attorney’s chosen structured settlement broker was looking out for an interest other than the party that he represents. And that’s only for starters.
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Several settlement industry colleagues boast about membership in the National Association of Life Underwriters (NALU) on their CVs. The thing is, NALU hasn’t existed for over a decade—talk about clinging to the past. It was rebranded as the National Association of Insurance and Financial Advisors.
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Minimal effort is required to move from mischaracterization, or misrepresentation, to more truthful representation of the credential that is within the guidelines of the organization that confers the designation. This author encourages companoes large and small to institute a global audit of its associates and change the bios on their website. One large firm, Millennium…
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Shining light on “righteous” people whose moral compass allows them to CHOOSE to advertise that they are “plaintiff exclusive”, intending that to mean something, while they hide the fact that some of the company is doing defense work. Some people would call that intentional misrepresentation.
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I’m aware of a structured settlement firm whose members routinely use a small excerpt of a published document to compete with another firm. The complete published document puts the small excerpt into context but the offensive structured settlement firm in question chooses to omit those material facts