Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Settlement Planning Ethics
Settlement Planning Ethics is a collection of informational blogs, investigative reports and opinion that come under the topic of Settlement Planning Ethics
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Where is it appropriate to draw the line on secondary market advertising of statutory protection, with or without disclaimers, before it becomes a moral hazard?
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Some structured settlement brokers and settlement planners throw around the term “fiduciary obligation” very loosely in their advertising. Isn’t there big difference between agents and brokers in terms of responsibility? Agents or buyer’s brokers have a duty to the factoring company or the investor. Don’t brokers who solicit and then are engaged by structured settlement…
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Ethical stress points that arise at the intersection of the structured settlement primary, secondary and tertiary markets and serve as a foundation for a debate on ethics and the creation or enhancement of industry standards for transparency, for the greater good.
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Structured settlement annuity issuing life insurance companies have significant exposure because they have a mandatory obligation of compliance with the Gramm Leach Bliley Act’s Financial Privacy Rule (see Disclosure of Nonpublic Personal Information, codified at 15 U.S.C.§§ 6801–6809)
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Kicking out a few NSSTA members will not stop factoring, or the marketing of structured settlement payment rights any more than efforts to curtail life settlements elsewhere have stopped that activity. I certainly hope it stops the selling of lists by the few misguided fools who are doing it, or offering to do it
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New applicants to the Society of Settlement Planners must certify that they, individually will not participate or benefit in any way-whether directly or indirectly in finder's fees or payment of any form to a defendant, insurer, in-house agency of a defendant or insurer; defense attorney OR claimant's attorney, or any of their respective associations. Download Society…
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Structurebroker.com was a brand jacking attempt by Delta Settlements in 2011 that was quickly retooled after news of it was made public.
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The use of the term "friendly" to describe structured settlement representation that has been "rigged" so that two related companies under the same holding company can work the case from adverse positions has met with some consternation in some corners of the structured settlement industry. In theory, the holding company wins because it pockets all…
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If a structured settlement planner is representing a plaintiff or plaintiff lawyer where the defendant’s insurer has an approved list of three structured annuity issuers should the settlement planner restrict their search to those three companies for fear of raising the client’s expectations?
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The settlement profession has evolved over the years. It is important for plaintiff attorneys and their clients to have someone who is qualified, and that they feel comfortable with, to advise them on settlement planning and transitional financial planning issues.