Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Settlement Planning Ethics
Settlement Planning Ethics is a collection of informational blogs, investigative reports and opinion that come under the topic of Settlement Planning Ethics
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“As is true with any party in litigation, the United States has the right to select its own experts and consultants, including annuity brokers, and to engage in frank and confidential discussions with its experts and consultants.”
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Pacific Life has nearly always beat everyone on short term cash flows of up to 15 years. That’s the main reason that people use them. With interest rates as low as they were during that time frame, many people opted for shorter fixed term structures. They also introduced an innovative new product!
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Material to the discussion is that the Edward Jones case turns on allegations of a reverse churn revenue operation from March 2013 to March 2018, in which advisors moved largely dormant assets into the fee-based side of the practice, when the commission model would have better served the clients.
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These examples of bad business conduct by structured settlement originators demonstrate possible reputation and financial risk factors for the settlement planners and the lawyers who refer them to their clients that may not been disclosed or even considered.
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To support his overly broad, overly generalized, flawed conclusion, which I will dub The Phenomenon of ” Undisclosed Lavish Trip Creep”, Wolff-Mann relies on what amounts to jack, one company that has a leaders conference attended by 30, a large number of whom represent injury victims.
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Commissions are set by the annuity issuer and part of filings with the State of NY Dept. of Financial Services. Exceptions have been allowed with 9-11 victims families’ structured settlements with the Victims Compensation Fund and settlements with survivors of Marines killed in the Beirut barracks bombing in Lebanon in the 1983
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The thought that qualifying for an incentive trip could possibly override what is best for a client would be both unethical and unconscionable and surely not sort of conduct that the structured settlement company, its compliance department or insurance regulators intend.
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Increasing sales of structured settlement receivables by settlement planners and plaintiff structured settlement advisers who profess to be fiduciaries, has brought a potential conflict of interest question to the fore.
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Jonathan Levy of the Agency for Civil Enforcement Corporation discusses the importance of skip tracing for settlement purchasers in tracking down annuitants. His company promotes sellyoursettlementnow.com, which focuses on buying and selling structured settlements. The site’s confidentiality promises raise questions about its operations, attracting interest from settlement planners.
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The Society of Settlement Planners enters its second decade with a return to its roots as a professional fraternity. This welcome change has been underway for several years and in my opinion, it is good for the business. John Darer interviews Charly Schell, current President of SSP.