Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Structured Settlement Expert Credibility Test | Some Stuck up the “NALU” River

by John Darer CLU ChFC CSSC RSP

More than one of my settlement industry colleagues proudly lists membership in the National Association of LIfe Underwriters (NALU) on his/her CV. The problem is that the name NALU has not been in existence for over a decade. NALU was founded in 1890 and, in 1999, was rebranded as the National Association of Insurance and Financial Advisors (NAIFA)

NAIFA

John Darer is a member of the National Association of Insurance and Financial Advisors

Naturally, such a poor display of "staying updated" raises the obvious question of just how up-to-date those paddling up the "NALU river" really are on the topics they claim to be experts in.

Come on folks, stop the insanity, this stuff isn't THAT hard to figure out!

 SquareUpdate your websites!

 

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One response to “Structured Settlement Expert Credibility Test | Some Stuck up the “NALU” River”

  1. Steve Craig Avatar
    Steve Craig

    John–thanks for this post…As you have uncovered, referring to a trade association by a name 10 years out of date is somewhat akin to our last president referring to Czechoslovakia…

    Reply

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