Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Settlement Planner Credentials
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John Darer’s article emphasizes the importance of professional designations in structured settlements and settlement planning. He highlights credentials like CLU, ChFC, CSSC, and MSSC, which signify extensive training and expertise in financial planning and structured settlements. Continuing education is essential for professionals to remain informed in this specialized field.
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The Investment Advisers Act generally prohibits the use of testimonials. The Securities Exchange Commission (“SEC”) has consistently confirmed this position that testimonials are misleading and cannot be used in advertisements seeking advisory business.
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By defining the term structured settlement broker, we clear up Internet clutter concerning the use of “structured settlement broker”. Always check for a license and make sure exactly who you are speaking to before accepting advice or engaging in transactions that could have a lifetime impact on you.
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by John Darer CLU ChFC MSSC CeFT CLTC Its incredible that in this day and age that certain insurance agents or brokers operate in certain states without the proper licensing and people do business with them not knowing this Some states not only require an agent's license but also require an agent to be appointed…
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4structures.com® LLC was voted the Best Structured Settlement Company in Connecticut by the readers of the CT Law Tribune in the publication’s annual survey.
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Why should we not question the credibility of those who emphasize “extensive financial services careers” or “spearheading multi million dollar portfolios” in their sales pitch to tort victims, yet demonstrate a reckless lack of discipline with their own finances?
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The structured settlement watchdog continues commentary about shameless and mendacious credential puffery by structured settlement professionals and settlement consultants by exposing those in the industry who just don't get, or worse appear to not care, that "4 days in the vicinity of Touchdown Jesus does not make you one of he Fighting Irish!" Led by…
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One of our watchdog projects for this year has been to clean up the credential puffery and resume omissions or truth stretching (on LInkedIn) that has gone on for far too long in the settlement industry. While reading the ABA Journal online I came across an excellent article simply titled "Keep Your Resume Honest". The…
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New rules proposed by the State of Oregon Department of Consumer and Business Services designed to protect consumers might lead to some additional "white space" on the business cards of settlement professionals. 836-080-0160 (NEW September 14, 2009) Use of Special Certifications and Professional Designations by Insurance Producers (1) A person may not use a certification…
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" A man who empties his purse into his head has no fear of thieves" –Benjamin Franklin Having accomplished my own challenge to be one of the first students to cross the finish line for the academic requirements of the Registered Settlement Planner (RSP) designation, I think it’s appropriate to encourage other settlement industry participants…