Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
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Category: Settlement Planner Business Practices
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Insurance agents in Washington state can lose their licenses if they are deemed "untrustworthy." The Washington State Court of Appeals recently ruled that Insurance Commissioner Mike Kreidler was correct in revoking insurance agent Jack Chandler’s license based on the fact that he had shown himself to be untrustworthy in his sales conduct with elderly consumers.…
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Structured Settlement Brokers and Settlement Planners will likely find the going tougher in the coming months as the backlash against "cash now pushers" and "factorability crack" distributors in the structured settlement industry continues to build steam and the self inflicted structured settlement and settlement planning industry weakness is fully exploited. I hate to tell anyone…
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A structured settlement is a foundational settlement planning tool with its contractual guarantees and tax advantages to act as a volatility buffer. But settlement planners who upsell by emphasizing the the factorability of a structured settlement “as a settlement planning tool” are trouble. Be cautious.
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I have been supplied with a copy of a 2007 New York Supreme Court Queens County Opinion in Garcia, Sebastian (inf) et ano v New York City Health & Hospitals Corporation (Index 26721/2000)- along with a series of other Orders which a number of settlement planners and structured settlement brokers apparently "thrust out" en masse…
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The NY York State Insurance Departmnet opined against an agent’s question about tying a contribution to a charity to the placement of a policy, stating “No, the contribution would constitute an improper inducement in violation of NY Insurance Law Sections 2324 and 4224 (McKinney 1985)
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It is inappropriate to approach your adversary who is sitting next to his client, turn your back to his/her client forcing them to be exposed to your not so fresh posterior then, with a nod and a wink, suggest that the two of you “go out into the hallway” to discuss how commissions are to…
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If you are a lawyer representing tort victims keep an eye on this space. Our sources indicate that there may be only a few structured settlement brokers who, having imbibed "Patrick Hindert’s Flavor Aid", are lasciviously drooling over what JG Wentworth’s bloated bank accounts and leads can do for them. They’re trying to figure out…
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Structured Settlements 4Real continues to uncover, question and expose business practices and/or misinformation which could mislead consumers in areas concerning structured settlements, settlement planning, structured settlement factoring and professional credentials of individuals and companies in or writing about those industries
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The Florida Structured Settlement Protection Act (Section 626.99296) of the 2007 Florida Statutes at Section (2)(h) defines "independent financial advice" in such a way that puts a crimp in practice of certain of my industry brethren who think it appropriate to take money out of the pockets of tort victims by using the factoring companies…
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The Structured Settlement Watchdog criticizes the Structured Professionals, Inc. (SPI) for using outdated promotional materials, specifically a four-and-a-half-year-old memo regarding AIG’s structured settlement practices. The authors highlight changes in AIG’s management and stress the importance of verifying current practices with the new director. The misuse of such outdated information undermines credibility.