Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Settlement Planner Business Practices
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4structures.com, LLC has been assigned an “A+”, the highest accredited rating from The Better Business Bureau (BBB) of Connecticut.
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If a money manager was going to charge you 3% to manage your money in a money market fund for a few weeks or a month would you do it? If your answer is no, you might want to question the wisdom of any structured settlement broker or settlement planner who recommends going through the trouble of setting up…
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As you know I’m all for shining the light on bad business practices. Given the dynamic changes in an industry that is a subset of an even more dynamic financial services industry why not simply try to keep things current?
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Florida’s annuities fraud law, an amendment to Florida Statute 627.4554 “Annuity Investments By Seniors” could and should apply to agents and brokers or settlement planners selling structured settlement annuities to seniors. Unlawful or deceptive use of designations F.S. 626.9541 (1)(ff) which states Unlawfully using designations or misrepresenting the agent qualifications is made an unfair or deceptive…
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The above principles ARE part of the contractual provisions of most producer contracts with insurers today. If you sign one of these contracts you state that you WILL follow these principles.
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A New York attorney is online claiming to be a “licensed structured settlement broker consultant,” which is about as real as unicorn insurance. The structured settlement profession would benefit greatly if some of its members stopped making up imaginary titles to boost their egos.
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A structured settlement lock in is a commitment. The life insurer, relying on the commitment and must set aside assets to cover the obligation. If the funding does not later materialize and investment values go in the wrong direction, the insurer must eat the loss.
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Some plaintiff attorneys may have heard some of these “plaintiff loyal structured settlement planners” go so far as to suggest that there could be a legal malpractice exposure to the plaintiff attorney for denying their client the right to sell their structured settlement payments.