Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
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Category: Settlement Planner Business Practices
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I’m aware of a structured settlement firm whose members routinely use a small excerpt of a published document to compete with another firm. The complete published document puts the small excerpt into context but the offensive structured settlement firm in question chooses to omit those material facts
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In the last few months it is evident that a number of licensed insurance agents or brokers, whether individuals or firms, that are Partners For Justice with the New York State Trial Lawyers Association have begun to offer discounts for services. This post explores some of the ethical considerations and potential pitfalls of such practice.…
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While this author respects the practice of law and many friends who practice it, it’s arguable whether a settlement consultant simply possessing a law degree presents any advantage to a client over a professionally qualified settlement adviser with years of experience and other relevant credentials
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Marketing Claim "How many structured settlements have you been involved with in the past 10 years in which the annuity was funded through the life insurance company affiliate of the casualty insurer? Is it likely that the affiliate life market of the casualty insurer provided your clients the highest benefits for the claim dollars being…
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According to our sources it HAS been noticed that some structured settlement brokers and settlement planners have a pattern of locking in "any old benefit" to preserve a rate series and then opportunistically taking advantage of the life insurer by submitting a material modification of the payment stream, such as major change of duration. In…
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John Darer received a response from Notre Dame’s Paul Slaggert regarding concerns over how NSSTA members with CSSC designations promote their association with the university. Slaggert plans to discuss proper usage of the CSSC designation with NSSTA’s Executive Director, emphasizing the need for accurate representation of credentials.
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If using the University of Notre Dame in advertising your credentials in a way that omits “in conjunction with the NSSTA” and suggests that you did more than attend a 4 day non degree course then you might wish to sit up and take this more seriously than you previously have. The chains are moving.
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Structured settlements offer many valuable benefits to tort victims. But too much of any “good thing” is not necessarily a GOOD THING. Structured settlement consultants, attorneys , judges and tort victims must be aware of why there is a need for a comprehensive plan of distribution of settlement proceeds that follows a fact finding process.
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On the one hand one can say that watchdog commentary exposes bad behavior and the exposure of the bad behavior is not good for business. On the other hand having knowledge of bad behaviors, letting them continue and doing nothing about it is also not good for business.