Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- 🌿 THE PLANTIFF HEDGE — Q2 2026
- Bad Faith Structured Settlements
- Most Trustworthy Structured Settlement Annuity Companies 2026 by Newsweek/Statista
- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
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Category: Settlement Planner Business Practices
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A structured settlement IS an appropriate solution for many litigation scenarios, not just personal injury or workers compensation. But like a good medication, it needs to be dispensed in an appropriate dosage.
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Is it EVER acceptable for your structured settlement broker or settlement planner to sell, or offer to sell lists of names, contact information, specific payment information, of your client(s) or annuitant(s) to a factoring company?
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Kicking out a few NSSTA members will not stop factoring, or the marketing of structured settlement payment rights any more than efforts to curtail life settlements elsewhere have stopped that activity. I certainly hope it stops the selling of lists by the few misguided fools who are doing it, or offering to do it
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Single product “structured settlement agents” are under attack in a recent diatribe. Is there really such a thing as a “single product agent”, or it just the matter of “sticking to your knitting”? Can a company that offers a single product be successful? Can it be successful in the future?
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I know he means well but continues to produce visually chaotic “concept maps” that for some might require a PhD in hieroglyphics to decipher. He’s not alone.
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If a structured settlement planner is representing a plaintiff or plaintiff lawyer where the defendant’s insurer has an approved list of three structured annuity issuers should the settlement planner restrict their search to those three companies for fear of raising the client’s expectations?
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Consider the individual or individuals you select to work with based on skill sets, credentials (such as Registered Settlement Planner) and experience not on bogus “legal malpractice” scare tactics that are prevalent in my industry’s advertising to trial lawyers.
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Despite common industry knowledge that a principal of the firm does defense work, the firm’s website proclaims ” We are solely retained by the injured party to create settlement plans that are tailored to meet the needs of your client. Not the defendant”.
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Heard an amusing story today about one of my competitors that markets on a national basis. You see this competitor (having worked on a small unrelated case involving the same plaintiffs, and thus learning of the new development from the life insurance company that copied him on the rated age used this information to…) apparently…
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Doing his job to "help elevate the profession" a New York based settlement planner having been duly sworn and deposed recently said: " A traditional structured settlement is the only mechanism that prevents a minor from cashing in on the entire settlement upon reaching age of majority" according to the sworn Structured Broker's Affidavit obtained…