Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Settlement Planner Business Practices
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Despite express communications from Independent Life Insurance company to contrary for more than 4 years, some settlement planners are mispresenting the nature of Independent Life’s ratings and its reinsurance in side by side comparsions and omitting others. The question is why?
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The misrepresentation involves an implication or even suggestions that the A+ rating from A.M. Best, awarded to Hannover Re, extends to Independent Life, or that the reinsurance serves as a form of financial guarantee actionable by the Independent Life consumer against the reinsurer.
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How Is having a company, or a member associated with a company, whose acronym represents a scam label for factored structured settlement payment rights consistent with mission of the Society of the Settlement Planners?
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Structured Settlement annuities are only placed by or in conjunction with licensed agents, brokers and consultants who hold active life insurance licenses. Even if someone calls themselves a settlement planner, they are acting s agent or broker when placing, or co-broking a structured settlement annuity
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While a believer in comprehensive settlement planning, I think that my settlement industry colleagues must be mindful of pushing a figurative “casino buffet” when all someone wants or needs is a 2lb New York slice. Be mindful that when someone is in transition the overwhelm wire can be tripped easily.
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If you are receiving a settlement beware of speculative and risky investments. Instead start with a structured settlement, establish a core stream of income that is unaffected by the stock market, or the real estate market, or hacking before you start taking risks with your settlement money,.
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Does taking a professional designation course sponsored by a trade association count as attending the University of Notre Dame? Apparently a structured settlement broker holds himself out in this manner, in contravention to the facts about the designation posted on his trade association’s website.
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The Society of Settlement Planners enters its second decade with a return to its roots as a professional fraternity. This welcome change has been underway for several years and in my opinion, it is good for the business. John Darer interviews Charly Schell, current President of SSP.
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Where is it appropriate to draw the line on secondary market advertising of statutory protection, with or without disclaimers, before it becomes a moral hazard?
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Some structured settlement brokers and settlement planners throw around the term “fiduciary obligation” very loosely in their advertising. Isn’t there big difference between agents and brokers in terms of responsibility? Agents or buyer’s brokers have a duty to the factoring company or the investor. Don’t brokers who solicit and then are engaged by structured settlement…