Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Saving Money
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by John Darer CLU ChFC MSSC CeFT RSP CLTC Updated August 8, 2026 Here’s a little “up yours” to the “cash now” companies who use “live your dreams” advertising. 2002 Powerball Winner of about $315M, Took Lump Sum of Approx $113M in lieu of Guaranteed Future payments Winner was BROKE IN 4 YEARS On December…
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Parents of children with disabilities may be able to take advantage of certain tax breaks.
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Wimbledon fortnight is upon us and with it comes the traditional British delicacy of Strawberries and clotted cream. According to Wikipedia clotted cream has a minimum 55% (of artery clogging) fat content! But wow, does it feel good going down…just like spending money! The effects of irresponsible spending and failure to plan for the future…
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What are you doing about your retirement savings? Are you maxing out your 401(k)? Does your firm have a defined benefit pension or other option? I know, you think can do better in the market, but are you putting anything away in bonds or other fixed income? How’s that working out for you? Have you…
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The following quotes are attributed to Agora Financial’s Dan Amoss, CFA on today’s issue of "The Five Minute Forecast" e-newsletter. "Large pension fund managers working for those with the least to lose tend to be the biggest patsies when it comes to misguided investments. The speculation du jour is called a CDO, which stands for…
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Key observations at time of publication: As they say, if it walks and quacks it probably is. Click the following link for a more comprehensive Structured Settlement Glossary, including Terms, Definitions for Structured Settlement Planning which includes the definition of these core terms.
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DID YOU KNOW? The Financial Literacy and Education Commission (the Commission) was established under Title V, the Financial Literacy and Education Improvement Act which was part of the Fair and Accurate Credit Transactions (FACT) Act of 2003, to improve financial literacy and education of persons in the United States. The FACT Act named the Secretary…
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Christopher Hope reports in today’s Daily Telegraph that in two years British taxes will rise to their highest level in 25 years. The article discusses a report by the UK think tank Reform , which seeks to obtain tax cuts for the middle class who have the highest effective tax burden. It was reported that…
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J.G. Wentworth is caught betwixt and between two minds about structured settlements.
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At the very least, sleep on it and then, with a fresh mind, think of the long term implications. Learn from the experiences of these other folks.And read this! Selling A Structured Settlement in 2023? Get The 411 on Cash Now. Don’t Be a Victim (4structures.com)