Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
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Category: Long Island Settlement Planning
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The A.M.Best “A+” rating action concerning First Berkshire Hathaway Life Insurance Company is great news for New York plaintiffs, particularly minors, incompetents or other cases where Court approval is required for structured settlements and the Court requires minimum third party ratings.
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Smart risk management is part of good financial planning. In the case of injury victims, it is part of good settlement planning. People should not be chastised for having insurance.
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Settlement planning is a holistic approach that helps individuals make informed financial decisions regarding settlements and life transitions. It emphasizes the importance of personalized guidance and understanding unique circumstances. Stochastic analysis or Monte Carlo simulation aids in predicting outcomes by considering multiple variables, enhancing decision-making to avoid linear thinking and unforeseen challenges.
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A Special Needs Trust helps preserve the plaintiff’s/ trust beneficiary’s eligibility for Medicaid, SSI and other governmental programs. A Settlement Preservation Trust is an alternative less restrictive settlement management trust for spendthrift protection, controlled liquidity, flexibility
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Are you familiar with comparing the fees associated with settlement preservation trusts, settlement planning trusts, recovery management, or special needs trusts? John Darer reviews and assists in analyzing the fees and charges that may be directly or indirectly incurred by trust beneficiaries.
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Why use structured settlements in employment settlements? If you are a plaintiff your employment settlement proceeds are taxable and your employment lawsuit recovery could be ALOT smaller. John Darer discusses settlement planning solutions for emotional distress, discrimination, sexual harassment, wrongful termination, failure to promote and other employment related claims
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If you believe in structured settlements then structured settlement payment rights are an option as long as the risks are disclosed, you understand and are willing to accept the risks. Despite what you may see on the internet, assigned structured settlement payment rights are not annuities.
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The NY Court of Appeals, New York’s highest court, has affirmed the dismissal of the New York Attorney General’s case against an insurance broker holding that there is no common-law fiduciary duty of an insurance broker to disclose to its customers any incentive compensation arrangements with insurers,
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NY personal injury lawyers should bring in a credentialed financial settlement expert, experienced with CPLR 50A and/or 50B structured judgments and caluclations, as early as possible to help them and the clients analyze their options, document their file and make the best fully informed decisions