Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Long Island Settlement Planning
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Potential abuse of Qualified Settlement Funds observed by a leading settlement tax authority.
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A Certified Financial Transitionist may help.plaintiffs facing the need to make life impacting financial decisions during a period of heightened stress.Transition stress can impair the decision making process, perhaps even leading to a frozen state where making a decision seems impossible.
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As a settlement expert, long-term care and extended care naturally align with planning requirements in certain personal injury cases, extending to a wider scope that encompasses the lives of stakeholders and their families involved in these cases.
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Annuities are primarily used as a means of securing a stable cash flow for an individual during their retirement years. A structured settlement annuity is a customizable specialty annuity that is used as a “qualified funding asset” to resolve legal disputes or litigation.
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Use of a structured settlement created outside a Special Needs Trust feeding payments into the SNT, is helpful as a tax-free volatility buffer. Compare the potential outcome of a comparable amount invested to the cost of the structured settlement (by the trustee of the SNT) in a permissible taxable investment.
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Should large cash settlement payments be given to young adults? This blog post is a shout out to parents, judges, lawyers, lawmakers and a certain Surrogate in Kings County New York City.
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Trust companies are regulated by a number of entities and are permitted to pay referral fees for business in accordance with those banking regulations.
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A settlement does not have to be all or nothing. A structured settlement annuity can be one part of the settlement allocation and is often a core vehicle for those who need stable, secure, guaranteed income.
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Level premium term life insurance which can go out to age 95 is now available at very attractive long term premiums so that older plaintiffs, plaintiff attorneys and others who can’t afford, or choose not to pay, higher premiums for whole life or other permanent coverage.