Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: FDIC Insurance
FDIC Insurance helps maintain stability and public confidence in the U.S. financial system. The FDIC (Federal Deposit Insurance Corporation) insuring deposits to at least $250,000 per depositor, per ownership category at each FDIC-insured bank. The Deposit Insurance Fund is backed by the full faith and credit of the United States government
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by John D. Darer CLU ChFC CSSC RSP The FDIC shut down of $25B 346 branch Colonial BancGroup, Inc. on Friday along with another bank brings the total bank failures in 2009 to 74. Colonial Branches will reopen as branches of BB&T with a total cost to FDIC of $2.8B. During the same time period no…
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Structured settlement annuityisssuing life insuranace companies are crushing banks during the “Great Repression”of 2008-2009. For the purpose of the scoreboard, “failure” is defined as banks shut down by the FDIC, or structured annuity insurers taken over by state insurance departments.
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Surely there is nothing to be gained by having inaccurate or false information in a comparison on a structured settlement website. Let’s do a better job of checking accuracy and relevancy!
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On Wednesday the Senate passed Bill S.896 to prevent mortgage foreclosures and enhance mortgage credit availability. One of the provisions of this bill is the extension of the FDIC's $250,000 deposit insurance limit. The bill extends the temporary $250,000 limit through 2013. According to the bill summary S.896: Amends the Federal Deposit Insurance Act (FDIA)…
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The unanswered question in any situation like this is would an assessment on a sufficiently large enough insolvent institution be the catalyst the breaks the back of otherwise solvent financial institutions?
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This news illustrates the potential tin cup domino effect on our nation’s financial institutions. There are reasons why most state insurance laws prohibit the use of state guaranty funds in a sales situation and you are looking at one of them from the banking parallel.
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Only a $30B line of credit with Treasury applied to back banks in the lead up to the 2008-2009 financial crisis. A line of credit, which can provide relief for short term financial stress is a loan. Backed by a “government line of credit” is a heck of alot different than “backed by the government”.
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The FDIC is primarily funded by ASSESSMENTS from solvent banks in the system.
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On a day when AIG stock jumped 30% this sobering news came out of the banking sector: “With bank failures rising, the FDIC fund fell 20 percent to $10.4 billion in the second quarter as U.S. banks lost $3.7 billion”. -Associated Press report See Interview with FDIC Chairperson Sheila Bair: http://plus.cnbc.com/rssvideosearch/action/player/id/1228675704/code/cnbcplayershare Then came this :1,000…
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EDIE the Estimator, is an FDIC online service that can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts. EDIE lets you know in a printable report for each bank whether your deposits are within or exceed coverage limits so that you can plan accordingly.