Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: FDIC Insurance
FDIC Insurance helps maintain stability and public confidence in the U.S. financial system. The FDIC (Federal Deposit Insurance Corporation) insuring deposits to at least $250,000 per depositor, per ownership category at each FDIC-insured bank. The Deposit Insurance Fund is backed by the full faith and credit of the United States government
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EDIE the Estimator, is an FDIC online service that can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts. EDIE lets you know in a printable report for each bank whether your deposits are within or exceed coverage limits so that you can plan accordingly.
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Rising loan defaults spurred by tumbling home prices and spiking unemployment have done in another 4 banks. The failure of Austin, TX based Guaranty bank, which was announced on Friday, along with failure of three small banks in Georgia and Alabama Friday, brought the 2009 grand tally of U.S. bank failures to 81 compared to…
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Bloomberg reports that U.S. banks will pay an FDIC emergency fee based on their assets to rebuild the Federal Deposit Insurance Corp.’s reserves, putting a greater burden on large banks to replenish the fund amid the fastest pace of failures in 15 years.
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Reminder to Judges and Plaintiff Lawyers when considering placing a portion of a minor's settlement proceeds in a bank, the current FDIC limits of $250,000 are temporary and expire December 31, 2009. They cannot be relied upon long term. Track comfortably within the old $100,000 limits.
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A great question when one looks at thel usage of qualified settlement funds in mass tort cases and other large settlements. The answer turns on the FDIC’s recognition of a fiduciary relationship and the ability to prove that each claimant has an identifiable interest in the fund.