Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: FDIC Insurance
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The Maryland Court of Special Appeals has reversed a trial judge’s approval of a class action settlement with victims of an exploitative lead paint settlement scheme, finding the parties could not bargain away the Maryland Consumer Protection Division’s right to seek restitution from the company.
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Hartford Life Insurance Company produced a comparison between structured settlements and other alternative financial products like CDs, in 1999, that has been clung to like a kid sucking his thumb by some structured settlement brokers.
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Why Paragon Settlement Group would Is it too much to ask, for the benefit of the structured settlement industry (and the structured settlement consumer) for Paragon Settlement Group to do the right thing?hoose to put out what is now long obsolete information is anyone’s guess.
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A structured settlement annuity is not insured by the FDIC. The FDIC or Federal Deposit Insurance Corporation covers deposits in banks, not insurance products such as annuities.
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Some settlement consultants, either too swamped or too snoozy to update their websites, still claim that the FDIC only insures CD deposits up to $100,000. Meanwhile, anyone who’s been awake during the past decade and a half knows the limit was bumped to $250,000 during the 2008-2009 financial crisis.
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Banks fail more than life insurance companies that issue structured settlement annuities. It was a absolute rout in 2010 118-0
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Only a $30B line of credit with Treasury applied to back banks in the lead up to the 2008-2009 financial crisis. A line of credit, which can provide relief for short term financial stress is a loan. Backed by a “government line of credit” is a heck of alot different than “backed by the government”.
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Touch wood, in 2009 there have been no structured settlement annuity issuers taken over by a state insurance department. Compare this to the number of bank failures.