Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: FDIC Insurance
FDIC Insurance helps maintain stability and public confidence in the U.S. financial system. The FDIC (Federal Deposit Insurance Corporation) insuring deposits to at least $250,000 per depositor, per ownership category at each FDIC-insured bank. The Deposit Insurance Fund is backed by the full faith and credit of the United States government
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The Maryland Court of Special Appeals has reversed a trial judge’s approval of a class action settlement with victims of an exploitative lead paint settlement scheme, finding the parties could not bargain away the Maryland Consumer Protection Division’s right to seek restitution from the company.
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Hartford Life Insurance Company produced a comparison between structured settlements and other alternative financial products like CDs, in 1999, that has been clung to like a kid sucking his thumb by some structured settlement brokers.
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Why Paragon Settlement Group would Is it too much to ask, for the benefit of the structured settlement industry (and the structured settlement consumer) for Paragon Settlement Group to do the right thing?hoose to put out what is now long obsolete information is anyone’s guess.
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A structured settlement annuity is not insured by the FDIC. The FDIC or Federal Deposit Insurance Corporation covers deposits in banks, not insurance products such as annuities.
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It isn’t right for structured settlement brokers and settlement planners to use misleading and/or inaccurate information in comparisons, to promote structured settlements;and to blame it on what is figuratively “the empty chair”, The Hartford.
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Some settlement consultants, either too swamped or too snoozy to update their websites, still claim that the FDIC only insures CD deposits up to $100,000. Meanwhile, anyone who’s been awake during the past decade and a half knows the limit was bumped to $250,000 during the 2008-2009 financial crisis.
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Banks fail more than life insurance companies that issue structured settlement annuities. It was a absolute rout in 2010 118-0
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Only a $30B line of credit with Treasury applied to back banks in the lead up to the 2008-2009 financial crisis. A line of credit, which can provide relief for short term financial stress is a loan. Backed by a “government line of credit” is a heck of alot different than “backed by the government”.