Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Coral Springs Structured Settlements
Coral Springs Structured Settlements is a collection of blogs, articles, and commentary on structured settlements by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving Coral Springs Florida, as well as Broward County and Palm Beach County residents involved in lawsuits for personal injury, wrongful death, or medical malpractice, employment, construction defects, or sensitive claims who are seeking settlement planning advice and information.
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Black Square Financial shamefully continues to make unsubstantiated claims of being a structured settlement broker and annuity experts despite none of its principals appearing to possess an active insurance license in Florida, or any recognized professional credentials.
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There’s a new brand of snake oil in town and it’s being dispensed by Black Square Financial. Why would Black Square Financial hustle structured settlement annuitants by choosing to use a savings rate not seen for more than 30 years in its example?
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Todd Lesk was as enthiastic apromoter of structured settlement receivables (that Lesk misbranded as annuities} as “Grandpa” is about his plump, sausage-like fingers in the MJ Structured Settlement Annuities’ YouTube ad. Fast forward, and the toll-free number for MJ now says it’s out of service.
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Your best second chance is NOT to sell more structured settlement payments.
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The name MJ Structured Settlement Annuties is misleading because what is being marketed as structured settlement annuities is not an insurance product, it is structured settlement receivables, which are not annuities or an insurance product. And there is a big difference.
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Proper documentation of consideration is vital for structured settlement payments, particularly the “promise to pay” for periodic payments. Inadequate wording may render the settlement defective, leaving plaintiffs unprotected. It’s essential to ensure obligations are clearly stated to avoid future complications in qualified assignments, as outlined in IRC 130(c).