Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Coral Springs Structured Settlements
Coral Springs Structured Settlements is a collection of blogs, articles, and commentary on structured settlements by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving Coral Springs Florida, as well as Broward County and Palm Beach County residents involved in lawsuits for personal injury, wrongful death, or medical malpractice, employment, construction defects, or sensitive claims who are seeking settlement planning advice and information.
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MJ Settlements appears to be heading toward a potential conflict with several life insurers over the use of their trademarked logos on its website to promote structured settlement receivables to investors, while misleadingly labeling these receivables as annuities in a deceptive manner.
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Continued use of trademarked insurance company logos by merchants to promote the sale of structured settlement receivables to investors should be a concern to insurance companies, investors and state financial regulators alike. Lesk is fully aware of the deceit.
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In 2014, I roasted Todd Lesk of MJ Structured Settlement Annuities for deceptive marketing. Lesk wasn’t selling annuities to investors, he was selling structured settlement receivables to investors, under a misleading label. Todd Lesk was permanently barred from FINRA in 2024. Read more.
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Investors, financial advisers and insurers of financial advisors should be mindful of a crucial provision of the 2017 Life & Health Guaranty Associations Model Act (#520) which has been adopted by the majority of the United States when evaluating the suitability of structured settlement receivables as investments.
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A Redditor shared concerns about receiving scam calls from companies wanting to buy their structured settlement annuity, which they have had since childhood. They questioned how these callers obtained their information, suspecting a breach of confidentiality. Additionally, it warns against such unsolicited offers, emphasizing there is no structured settlement registry.
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JG Wentworth must be buying something if people have been scoring all that “cash now”. What the heck is it? Think “Receivables Purchase Agreement” not ” Buying an Annuity”. Raising cash from your structured settlement means you are selling receivables or structured settlement payment rights.
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It is well settled that factored structured settlement payment rights are not annuities. Factored Structured Settlement Receivables are an unregulated non-insurance product sold by legitimate companies as “”Structured Settlement Annuities” and “Secondary Market Annuities”. It’s just reckless at this point.
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No annuitant can sell a structured settlement annuity policy and no investor can buy it from the annuitant. So why is Black Square Financial lying to consumers over such a fundamental point?
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Structured settlement annuities cannot be bought and sold however, the right to receive structured settlement payments can be bought and sold. It’s a critical distinction for investors who may be misled into thinking they are buying an annuity with its associated protections.
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Black Square Financial’s restructuring is false and misleading advertising. Does the act of buying your structured settlement payments for pennies on the dollar constitute a financial plan under ANY standard?