Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Buffalo Structured Settlement Investments
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Ross Pearlstone of DCF Exchange acerbic response to CrowFly was that DCF “provides real people with the access to purchase rights to seller’s future payments”, adding in full dead pan crow “but we have (on occasion) worked with farm animals & aliens and lately business has been rather brisk”.
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Structured settlement annuities are not owned by individuals. Check any settlement agreement. Individuals can’t sell them. So you can’t buy structured settlement annuities from individuals. This is Structured Settlements 101 So why would Buffalo’s CrowFly advertise that you can when you can’t?
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John Darer’s review discusses the secondary market for structured settlement receivables, highlighting the interests of various stakeholders including individual retail investors, fiduciaries, and legal professionals. It emphasizes the complexities of investing in structured settlements, which may be confused with traditional annuities, and calls attention to potential misadvice from financial advisors.
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Structured settlement receivables are NOT annuities and NOT eligible for a 1035 exchange. Holders of retirement annuities may be in for a nasty surprise if they liquidate tax deferred annuities to buy “secondary market annuities”.. It could mean hundreds of thousands in taxes/penalties.. Yuck!
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Life-contingent structured settlement payments are only payable if the Payee is alive on the date the payments are made. Buyers are therefore at substantial risk of not receiving these monies especially because if there is a long deferral period or payment duration
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It’s misleading because nobody can actually “buy structured settlements”. Structured settlements are a form of settlement not a product. For example a settlement can be resolved in consideration of a lump sum, periodic payments or a combination.. Structured settelments can be funded with an annuity.
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The use of the term secondary market annuity by certain merchants to solicit an investor (such as trial lawyers, personal injury victims and retirees to buy structured settlement payment rights is self indulgent twaddle.
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If the payee entered into the structured settlement within 5 years prior to the date of the transfer agreement, then the transferee must provide notice to the payee’s attorney of record at the time the structured settlement was created California Code, Insurance Code – INS § 10139.5(f)(2)(L)
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When a structured settlement is factored to raise cash for a Payee, no annuity policy changes hands. Just the rights to payments. The individual receiving structured settlement payments representing his or her damages is no more the owner of an annuity contract than the investor.
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The tertiary market has pounded more nails in the coffin of settlement planners’ aspirations to bastardize the qualified assignment process using unqualified funding assets.