Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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about
Category: Buffalo Structured Settlement Investments
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You or your US clients may be pitched investments in other people’s structured settlements using the false flag claim that they’re annuities. Structured settlement receivables aren’t annuities and bear risks to investors that may make them unsuitable for vulnerable retirees and personal injury victims.
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The risk for people who are already invested in other people’s structured settlement payment rights is that the exclusion is applied retroactively and they have no protection in the event of insolvency of the underlying annuity issuer or bankruptcy of the qualified assignment company.
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Summoning up the words of the late Billy Preston, one might ask the questions of Buffalo’s CrowFly: “Will it go round in circles? Will it fly high like a bird up in the sky?” to address its contradictions.
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Bair/Milestone no longer hold appointments with Berkshire Hathaway, Pacific Life, New York Life and The Prudential Insurance Company of America effective May 31, 2022, according to New York Department of Financial Services at time of publishing,
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Partial Summary Judgment granted to Investors (1) Investors are the owners of and have the right to receive payments arising from the Payment Streams; (2) Genex has no right, title,or interest in Keefer’ Payment Streams; (3) Genex had and has no right to withhold, sell, or reassign the Keefers’ Payment Streams.
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A Secondary Market Annuity is not an annuity says the NAIC. If you invest in an SMA, you have no insolvency protection in 34 states, with 2 considering it and the NAIC pushing hard for all 50 states to adopt 2017 revision to the Life & Health Guaranty Association Model Act (#520).
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A structured settlement is not an annuity, A structured settlement obligation may be funded with an annuity but the structured settlement itself is not an annuity. This is a fundamental and important distinction for anyone seeking to invest in structured settlement payment rights.
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The NAIC’s Task Force, in November 2021, urged states to reevaluate their laws regarding receivership and guaranty funds, identifying critical issues affecting structured settlement investors. The 2017 revisions to the Life and Health Insurance Guaranty Association Model Act exclude protections for structured settlement investors, emphasizing the need for heightened diligence in acquiring structured settlement payment…
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Factored structured settlement payments aren’t annuities or insurance products regardless of if the vendor, or salesperson is a licensed insurance agent. Investors in structured settlement receuvables should be forewarned that what they are buying isn’tan annuity and be guided accordingly.