Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Buffalo Structured Settlement Investments
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Refactored Structured Settlements is used by some to unartfully describe investments in transferred structured settlement payment rights from other people’s structured settlements, when used as an alternative investment vehicle to a settling plaintiff.
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Immediate Annuities.com is not accurate about Structured Settlement Receivables in referring to assigned structured settlement payment rights as an annuity or annuities. A structured settlement factoring transaction does not involve any transfer of annuity policies.The “annuities listed” as secondary market annuities are not annuities. They are receivables.
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It is well settled that factored structured settlement payment rights are not annuities. Factored Structured Settlement Receivables are an unregulated non-insurance product sold by legitimate companies as “”Structured Settlement Annuities” and “Secondary Market Annuities”. It’s just reckless at this point.
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Are investments in structured settlement receivables suitable for tort victims? In rare circumstances and after careful deliberation. Buying fixed annuities doesn’t require a court order to be concluded or have such an exposure to transactional risk as do structured settlement receivables.
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NAIC warns of unlicensed legitimate Companies selling unregulated non-insurance products. Factored structured settlement receivables are an unregulated non-insurance product sold by legitimate companies as “Secondary Market Annuities”
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New Jersey P.L. 2022, CHAPTER 98, effective August 12, 2022, AN ACT concerning the “New Jersey Life and Health Insurance Guaranty Association Act” and amending P.L.1991, c.208 has SERIOUS implications for NJ investors in structured settlement payment rights.
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I guess crows don’t like to be “pigeonholed”. Can CrowFly, a Buffalo company that has no licenses be considered a financial institution? CrowFly LLC advertises on Google My Business that it is a Financial Institution. Is CrowFly LLC a financial institution, fintech platform, an exchange?
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Genex Capital CEO Roger Proctor did the structured settlement industry and consumers a substantial service in earlier responsive court filings by defining investments by the investors in this case, when subject to a payment servicing agreement, as a “subset” or “the lesser subset” of payment rights.
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Rising interest rates hurt structured settlement factoring originators like CrowFly. They cannot afford to get the pricing wrong on the originatons, because if interest rates move up and they’ve priced too low, they may not be able to move the paper to investors.
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A 1035 Exchange is not permitted into or out of an SMA. The term Secondary Market Annuity is a misleading label, often used by sellers of structured settlement payment rights as a marketing tactic to attract investors in acquired structured settlement receivables. It is not an annuity.