Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.
Secondary Market Annuity Terminology On The Way Out?

Secondary Market Annuity Terminology On The Way Out?

Genex Capital—————-> “Fixed Rate Runner” (2026)

A Review of Genex Capital’s Fixed Rate Runner™🟦 – Structured Settlements 4Real®Blog 2026 May 30, 2026

Pacific Structured Assets (Catalina) –——>”the underlying structured settlement was originally funded by an insurance company purchasing an annuity for the claimant. When the claimant sells their payments, the investor steps into the payment stream — but not into the annuity contract. The industry adopted the term “secondary market annuity,” but it is a misnomer” Greg Saber, Esq. reviewed July 27, 2026

Todd Lesk

And then we have Todd Lesk and MJ Settlements

Screenshot of a webpage featuring MJ Settlements, highlighting a guide on secondary market annuities with options for cashing out payments.

Important distinction: Buying a secondary market annuity does not create a new annuity contract in your name. You step in as the new recipient of a stream of payments that already exists. No insurer issues you a policy, which is exactly why the protections below work differently for you than they would for the original owner.

“Important distinction: Buying a secondary market annuity does not create a new annuity contract in your name. You step in as the new recipient of a stream of payments that already exists. No insurer issues you a policy, which is exactly why the protections below work differently for you than they would for the original owner” Saber Ibid..

Secondary Market Annuity: SMA Misnomer in the Wild May 1, 2026

MJ Settlements Brochure Uses “Annuity” for Something That Isn’t April 19, 2026

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